A down day on Wall Street today The DOW was down 81.52 points to 34,312.46 The NASDAQ was down 4 points to 13,657.17 The S&P was down 8.91 points to 4,188.12 Jovia Financial Credit Union, where Long Islanders can bank on the bright side. Visit us online at www.joviafinancial.com/ Tune in to WALK 97.5 every week day…